Luxembourg investors are standing steadfast in their investment strategies, despite growing concerns over a possible global downturn, a survey from ILRES and Swissquote Bank Europe has found.
The survey findings reveal deep anxieties, particularly around inflation and geopolitical instability, while also showing a nuanced approach to risk, diversification and even a selective optimism in emerging markets, precious metals, and digital assets.
“The survey results reflect growing investor sensitivity to the global ripple effects of US economic decisions,” said Jeremy Lauret, Chief Commercial Officer at Swissquote Bank Europe. “Investors in Luxembourg are clearly concerned about the potential for inflation, trade disruptions, and broader market instability. These findings highlight the value of a well-diversified portfolio that is exposed to different asset classes, regions and currencies during times of uncertainty.”
Investor Anxiety Is Real — but Panic Hasn’t Set In
Investor concerns in Luxembourg have deepened following the White House’s April tariff announcement and threats of retaliation, which sparked a global market sell-off and left local sentiment fragile despite a partial rebound. Among the findings, 55% of investors surveyed see US trade policy as a disruptor; only 4% are optimistic about it. However, more than half of investors are not adjusting their investment amounts this year — suggesting patience, not panic.
A Generational and Strategic Split Emerges
Younger investors (Gen Z) are far more optimistic than older generations — with 33% upbeat about 2025 vs. only 23% of Boomers. Meanwhile, high-net-worth investors are leading early AI adoption in portfolios, hinting at a growing tech divide in investment sophistication.
Diversification as a Hedge Against Global Volatility
Investors are shifting bets toward Asia, Europe, gold, and crypto — showing a move away from US dependency. Just 15% trust bonds, even as rate cuts loom — reflecting concerns over traditional safe havens.
Real Estate and AI: Conservative Curiosity
Most investors remain on the sidelines with property purchases, awaiting corrections. Interest in AI is growing, but only a minority of respondents are using it actively — especially for automated trading.
Luxembourg’s investors are not immune to global headwinds, but their moderate response to trade tensions suggests a market maturity — one focused on adaptability, not alarm. The question for 2025: Will caution be enough in a year already primed for political and economic uncertainty?
Read more articles:
Luxembourg Faces Wealth Decline Amid Global Surge
